Abstract: Explore how the credit risk landscape evolved during the pandemic and discover the transformative power of AI/ML solutions in navigating uncertainty. In the talk, we will cover the following:
Changes in credit risk trends through the pandemic and the challenges it posed in risk models.
Learn above new modeling approaches that can learn better and faster from recent risk trends while preserving key risk fundamentals established in pre-covid periods.
Emergence of non-traditional data sources and data science methods to integrate them with traditional data.
Use of auto training methods to respond to quick buildup of events.
Join me in learning about cutting-edge approaches that enabled businesses to assess and mitigate credit risk more effectively, enhancing resilience in these challenging times.
Bio: Krish joined American Express in 2002 and has held responsibilities in fraud and credit risk management teams across consumer and commercial portfolios globally. Krish is currently the Global Head of Commercial Risk Decision and Data Science for Global Commercial Card, Non-Card and Merchant portfolios. In the last 5+ years, his team has driven several data science innovations and modeling enhancements to transform Commercial Risk Models for American Express.
Krish has a strong track record of setting clear multi-year winning agendas and establishing strong partnerships that have been instrumental in rapidly deploying models with the best data intelligence and algorithms that are now a significant competitive advantage for the company. He is passionate about Data Science and Machine learning and over the last decade has played a leadership role in the adoption of machine learning in risk decisions within American Express.
As a senior leader, Krish has a well-deserved reputation for building a high-value talent pipeline through his keen eye at hiring and stewardship of the Learning & Development program that has transformed new hire onboarding and leadership training for the next generation of leaders. He is a voting member of several risk committees with American Express and leads the Talent Acquisition for India Centre of Excellence. He is also Amex appointed Board Member of SBFE (Small Business Financial Exchange).
Krish holds an MBA in Finance and Bachelors degree in Chemical Engineering.